Credit Risk Analyst

Location: Downtown Toronto

Department: Credit / Risk

Reports to: Credit Risk Manager

Type: Permanent – In Office

About the Role

We’re seeking a Credit Risk Analyst to join our dynamic Credit Risk team. You’ll play a key role in managing credit exposure, supporting portfolio growth, and ensuring risk is kept within appetite and tolerance levels. This is a hands‑on role where you’ll analyze financial statements, prepare business cases, and contribute to the smooth running of credit processes.

What You’ll Do

• Review credit submissions for completeness and quality
• Analyze financial statements and build business cases for underwriting
• Research clients and support credit limit approvals
• Maintain mark‑to‑market reporting and margin fund follow‑ups
• Prepare hedging documentation and update systems
• Monitor exception queues and escalate as needed
• Keep files organized and accurate, supporting audits and reporting

What we're looking for

• Experience underwriting commercial credit limits
• Strong understanding of financial statements and reporting processes
• Excellent organizational skills with attention to detail
• Proficiency in Excel and Word, with adaptability to new systems
• Clear communication skills, both written and verbal

Education & Requirements

• Undergraduate degree in Business Administration, Accounting, or Finance (or related field)
• Training or exposure to foreign exchange, forwards, or options is an asset
• Currently enrolled in 3rd or 4th year of a Bachelor’s program in Accounting, Finance, or Business Administration

Why Apply

This is a fantastic opportunity to gain international exposure, sharpen your skills in credit risk management, and work closely with a team that values precision, collaboration, and growth. You’ll be part of a high‑impact function that directly supports business success while building a strong foundation for your career in finance and risk.

The position is a full-time / office based role paying up to C$80k + benefits