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Loan Processor - 1730960
Encinitas, CA
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Job description

C3bank NA, premier business and commercial real estate bank located in Encinitas, CA with over $735 million in assets seeking Loan Processor to support continued growth and credit team expansion. Our culture is built on a foundation of customer service as we Connect stories, Create the future, and Cultivate relationships. Internally our employees strive to support our customers through a high degree of integrity, strong work ethic, knowledge of bank products and services while working as a team and promoting togetherness and a supportive culture.


Role and Responsibilities

  • Responsible for loan files from any or all points including loan processing, loan documentation preparation, pre-boarding data entry, loan documentation review, loan closing, call backs, and/or tickler/file maintenance.
  • Prepare new loan, renewal and modification legal documents for consumer and commercial loans in LaserPro.
  • Review booked loans for accuracy and assist with the internal/external audit requests.
  • Organize Loan documentation, work with lenders, applicants, underwriters, and others to complete processing.
  • Execute closing actions to ensure a timely and effective closing process.
  • Maintain a positive relationship with the borrower, Loan Officer, and Title Company and be able to request and obtain specified and required documents for closing.
  • Work with title to obtain Prelim/Title Policies and Proformas to order proper endorsements and requirements to clear items to secure collateral position.
  • Prepare a needs list consisting of outstanding items needed to submit a file for underwriting.
  • Create a file for all borrower information, financials etc.
  • Gather and review information provided by the borrower.
  • Review credit report and all other 3rd party reports
  • File UCC’s per various UCC requirements
  • Point of contact for BDO’s, Customers, Title and Escrow Officers
  • Follow up on outstanding entity requirements and understand entity documents to identify authorized signors for loan documents.
  • May work with internal partners to reconcile GL and other accounts.
  • May interact with outside service providers or government agencies.
  • Review, understand, and adhere to bank Human Resources, Information Technology, Credit, and other related policies and procedures.
  • Maintain a working knowledge of banking, regulatory requirements, lending products, and credit.
  • Other duties as assigned.


·      Qualifications

  • Bachelor's Degree or minimum of 4 years related bank operations experience.
  • 2 years working in loan processing and/or servicing
  • Baseline knowledge of financial theories and concepts in applicable discipline, accounting, finance, and cash flow familiarity
  • Working knowledge of various types of loans.
  • Working knowledge of entity structures, organizational documentation, and state filing requirements.
  • Strong analysis, research and verbal and written communication skills.
  • Must be detail oriented.
  • Microsoft office suite (Word, Excel, Outlook, PowerPoint) proficiency
  • FISERV experience a plus
  • LaserPro experience a plus
  • Team player with positive attitude and willing to grow and learn.



Employment Type

·        Full-time


Job Functions

·        Credit

·        Finance



·       Encinitas, CA


·        Riverside, CA

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