Affordable Housing Analyst

Location: Kansas City, MO

The Numbers: $70,000 – $95,000 Base Salary (Commensurate with LIHTC and complex credit experience)

The Big Picture Our Client is a mission-driven, 75-year-old certified CDFI that serves as the economic heartbeat of Kansas City. In a landscape where affordable housing is a critical pillar of community stability, they stand out as a primary facilitator of high-impact developments. They are looking for an Affordable Housing Analyst who wants to move beyond "standard" real estate spreading and instead become a specialist in the intricate world of tax-credit-driven community development.

The Mission Your goal is to be a Multiplier of Impact. As the Affordable Housing Analyst, you are responsible for the ongoing analysis and underwriting of developments utilizing state and federal programs, specifically the Low-Income Housing Tax Credit (LIHTC) program. You aren't just reviewing loan files; you are working with the CBIO to manage high-level relationships with developers and tax credit syndicators. If you are a credit professional who thrives on the complexity of multi-layered financing and wants to see your work turn into rooflines for Kansas City families, this is your desk.

The Daily Grind (The Good Kind)

• LIHTC Underwriting: Conduct deep-dive analysis and underwriting for affordable housing developments, navigating the specific nuances of state and federal tax credit programs.
• Relationship Management: Serve as a primary point of contact for housing developers, syndicators, and vested industry partners, representing the bank's brand in the market.
• Portfolio Oversight: Implement and review the portfolio of stabilized housing developments, ensuring ongoing compliance with loan documents and technical requirements.
• Strategic Growth: Partner with the CBIO to identify new lending opportunities and creative ways to multiply the bank’s impact within the affordable housing industry.
• Technical Monitoring: Maintain rigorous oversight of the loan portfolio, monitoring for compliance and ensuring the "Safe Harbor" of the bank's lending practices remains intact.

Your Toolkit

• The Battle Scars: 3+ years in bank credit or commercial lending, with a specific focus on construction lending and affordable housing industry norms.
• Technical Mastery: Core competency in the Low-Income Housing Tax Credit (LIHTC) program. You understand the "rules of the road" for complex tax credit structures.
• Quantitative Rigor: Expert-level Excel modeling skills and the ability to interpret complex financial statements and legal documents.
• CDFI Knowledge: A working understanding of Community Development Financial Institutions and their unique role in funding affordable housing.
• Communication Edge: The ability to effectively communicate with people at all levels—from non-profit developers to executive bank leadership.

The Payoff

• Compensation Detail: A competitive base salary of $70K – $95K based on your specific LIHTC and credit "muscle."
• Purpose-Driven Career: A role where your analytical skills directly contribute to solving the housing crisis in Kansas City.
• Technical Sovereignty: This is a specialized niche. You will develop a high-value expertise in tax credit financing that is in massive demand across the national banking landscape.

Our Partnership Approach Thank you for trusting Lupton Partners with your career transition. We take immense pride in our work, but our focus is always on the outcome—for both the candidates we represent and the companies we serve.

If the first role we discuss isn't the perfect fit, we won't force it. Our goal is to land you in the right place, not just the next place. We also recognize that career changes—even the most exciting ones—come with a side of stress. That’s normal. We’re here to handle the heavy lifting and provide clarity at every step.

What to Expect

• The Introduction Call: This is a high-level chemistry check. We’ll dive into your history, map out your career goals, and get real about compensation and advancement targets.
• Active Searches: We’ll match your story to our clients' needs. We keep compensation targets front-and-center so nobody’s time is wasted.
• Client Submissions: It is our promise that we do not present your name or credentials to clients without clear communication and your explicit permission.
• Interview Feedback: This is where we earn our keep. Call us as soon as you hit the parking lot. If you think you fumbled a question or found a better answer ten minutes too late, let’s talk.
• Background Checks: Transparency wins here. If there’s a potential red flag in your background, drug screen, or credit report, tell us now so we can manage the narrative together.
• Offers: No surprises. We’ll walk through a verbal offer together before the formal letter arrives. Since we align on numbers in our first call, this stage should be a “green light” celebration.

Questions? Reach out anytime. Travis Lupton Office: 913-521-3303 | Mobile: 913-231-8472 travis@luptonpartners.com