Financial Advisor / Retirement Planning Consultant

Location: Remote in Pennsylvania

Work Setup: Fully remote, field-based; only 2 required in-person sales meetings per year

Compensation:

• $50,000 starting salary + 63% commission on revenue generated
• Uncapped earnings; realistic total comp: $60K (Yr 1), $75K (Yr 2), $90K (Yr 3), $130K (Yr 4), $200K+ (Yrs 5–6)
• Benefits + PTO eligible
• After Year 2 → transitions to an independent contractor (1099), 100% commission

Minimum Requirements:

• Bachelor’s degree (Finance or related preferred)
• Must have or be willing to obtain required securities and insurance licenses (SIE, 6/7, 63/66, PA Life & Health)

About the Opportunity

This is a unique worksite-based financial advising and retirement planning role serving employees within the Pennsylvania education system. You will operate in a protected territory with warm, endorsed access to school districts and centers of influence—no cold calling required. Advisors build relationships, present to large groups, and meet individually with clients seeking investment, retirement, and insurance guidance.

What Makes This Role Different

• Protected territories with built-in access to a stable K-12 market
• No cold marketing — meet clients who already want financial guidance
• Warm introductions through existing partners and centers of influence
• Opportunities to inherit existing client relationships as you grow
• Marketing support for seminars, financial presentations, and client events
• Dedicated Client Service Support Center with a designated CSR
• Paid licensing fees and E&O coverage
• Comprehensive onboarding, training, and ongoing professional development
• Strategic business planning support with the Sales Management Team

What You’ll Do

• Interview clients to assess income, expenses, insurance coverage, goals, and risk tolerance
• Analyze client data and develop tailored financial strategies
• Present and sell investment advisory services, annuities, mutual funds, and insurance
• Build relationships within the Pennsylvania education system and serve as a trusted resource for retirement planning
• Review client portfolios regularly and adjust strategies based on life changes or financial performance
• Recommend cash management, insurance, and investment strategies aligned with clients’ goals
• Build and maintain a growing book of business
• Answer client questions and deliver high-touch service throughout the planning process

Licensing Path (Flexible Based on Background)

• Recent graduates: SIE completed or in progress
• Experienced candidates: Securities registrations (SIE, Series 6 or 7 and 63/66)
• If already licensed, must have a clean FINRA BrokerCheck
• PA Life & Health Insurance License required

Ideal Candidate Profiles

• Recent college graduates pursuing the financial planning path
• Early-career licensed advisors (0–2 years)
• Phone-based advisors or internal wholesalers looking for a client-facing role
• Advisors from banking, insurance, or investment environments