Job Title: Paraplanner

Location: North West (UK) Will consider remote

Employment Type: Full-time, Permanent

Salary: 38-43K DOE

🚀 Why Join Us?

We believe that a happy team delivers the best results for our clients. That’s why we offer one of the most competitive and well-rounded benefits packages in the industry, including:

• Ultimate Work-Life Balance: 9-day working fortnight (a paid day off every other week!), plus paid leave during our Christmas shutdown period.
• Generous Annual Leave: 25 days’ holiday + your birthday off + all bank holidays.
• Top-Tier Pension: 5% employer contribution via Salary Sacrifice, with all employer National Insurance savings rebated directly into your plan.
• Peace of Mind: Death in Service cover (10× basic salary) + Private Medical Insurance.
• Health & Well-being: Cash Plan Scheme (covering dental, optical, and health checks).
• Perks & Discounts: Circular Benefits Programme (everyday living discounts/salary sacrifice schemes) and an MHW Staff Discount Card.
• Career Growth: Full financial support and study leave for further professional qualifications.
• Extra Rewards: Discretionary performance bonus scheme + a staff referral bonus scheme.

About Us

We are a leading Independent Financial Adviser (IFA) firm dedicated to providing high-quality, tailored financial advice. With a strong focus on pensions, investment advice, and inheritance tax planning, our mission is to guide clients toward achieving their long-term financial objectives.

We pride ourselves on the highest standards of professionalism, ensuring all advice strictly complies with FCA regulations and firmly embeds the FCA’s Consumer Duty principles.

The Role

We are seeking a detail-oriented, experienced Paraplanner to join our collaborative team in the North West.

In this role, you will provide critical technical support to our Financial Advisers. You will be responsible for researching, preparing, and drafting comprehensive, compliant financial reports and suitability letters—with a particular emphasis on pensions, investments, and complex inheritance tax planning.

Key Responsibilities:

• Financial Report Preparation: Draft detailed, accurate suitability reports and financial plans that meet client objectives across pensions, investments, and IHT.
• Research & Analysis: Conduct thorough market research and technical analysis to support robust advice recommendations.
• Consumer Duty Champion: Ensure all recommendations and reports align with FCA Consumer Duty principles, putting client outcomes first.
• Adviser Collaboration: Maintain clear, professional communication with advisers to ensure client needs are perfectly understood and deadlines are met.
• File Management & Compliance: Ensure all client files are accurate, complete, and fully compliant with internal policies and regulatory standards.

What We Are Looking For

Experience & Qualifications:

• Minimum 3 years of paraplanning experience within a UK IFA firm.
• Strong product knowledge across a range of wrappers (pensions, protections, bonds, and trusts).
• Ideally, experience with complex, IHT-efficient products (e.g., AIM and BR solutions).
• Level 4 Diploma in Regulated Financial Planning (or equivalent) is essential. (We will consider candidates close to achieving this who possess strong, relevant experience).
• A solid, practical understanding of FCA regulations and Consumer Duty principles.

Skills & Personal Attributes:

• Eagle-Eye Detail: Exceptional accuracy; you take pride in producing error-free work.
• Great Communicator: Excellent written and verbal skills, with the ability to explain complex financial concepts clearly.
• Organised & Proactive: Ability to manage multiple tasks and deadlines efficiently in a fast-paced environment.
• Client-Centric Mindset: A professional, self-motivated individual who operates with high integrity and always puts the client first.

How to Apply

If you are a skilled Paraplanner seeking a role with a phenomenal work-life balance, great benefits, and clear career progression, we want to hear from you!