Summary
The Construction Trades Group Manager leads a commercial lending team to develop, implement and execute a defined business plan and market strategy specializing in Construction Trades. This team provides financial solutions for businesses that support large-scale construction-related industries. This position oversees the delivery of strategic financing and cash flow management tools that businesses need to flourish in a competitive and cyclical market environment.
Primary Responsibilities
· Interview commercial loan applicants.
· Structure and analyze new and renewed loan requests and make loans within lending authority.
· Close loans.
· Complete file documentation.
· Monitor compliance with loan policies and appropriate regulations.
· Assign appropriate risk grades to loans and relationships.
· Collect past due loans, unless assigned to the centralized collectors.
· Handle customer service matters and inquiries for lending and non-lending issues.
· Send financial statements to the credit analysts for spreading and analysis.
· Monitor and evaluate the performance of direct reports.
· Provide informal training and guidance for less experienced lenders.
· Participate in community activities and organizations.
· Refer appropriate banking opportunities to other departments and personnel.
· Cross sell all company products and services.
· Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
· Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
· Understand and participate in the Bank’s Community Reinvestment Act program.
· Perform other duties as assigned.
Education / Experience
Working Conditions
Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.